Faculty Profile


Mr Hafiz Muhammad Zaid

 

  muhammad.zaid@numl.edu.pk

  +92 300 6091640

2022-Present
PhD in Finance
COMSATS University Islamabad (Lahore Campus) - Working on thesis.

2016-2018
MS in Business Administration
National University of Modern Languages (NUML), Faisalabad Campus.

2015-2016
Public Finance Accountant (PFA)
Pakistan Institute of Public Finance Accountants (PIPFA), Pakistan.

2012-2014
M.Com (Finance)
Government College University, Faisalabad.

2017-2018
Bachelor of Education (B.Ed.)
University of Education, Lahore.

2010-2012
Bachelor of Commerce (B.Com)
University of the Punjab, Lahore.

 

2026 - Present: Nationwide Approved Trainer, Small and Medium Enterprises Development Authority (SMEDA), Government of Pakistan.

2025 - Present: Member, Curriculum Review Committee, Department of Management Sciences, The University of Faisalabad.

2025: Judge, Entrepreneurship Gala, The University of Faisalabad.

2025: Judge, Hult Prize - Campus Round, The University of Faisalabad.

2025: Organizer, International Conference on Building Sustainable Cities: Balancing Profit, People and the Planet, NUML Faisalabad.

2023 - Present: Program Coordinator, Department of Management Sciences, National University of Modern Languages (NUML), Faisalabad Campus.

2023 - 2024: Visiting Lecturer, The Millennium Universal College (TMUC), Faisalabad.

2021 - Present: Lecturer (BPS-18), Department of Management Sciences, National University of Modern Languages (NUML), Faisalabad Campus.

2020 - Present: Tutor, Allama Iqbal Open University, Faisalabad.

2020 - 2021: Lecturer and Deputy Departmental Exam Coordinator, RIPHAH International University, Faisalabad Campus.

2019 - 2020: Visiting Lecturer, Department of Management Sciences, University of Agriculture, Faisalabad.

2018 - 2020: Visiting Lecturer, Shiblee College for Women, Faisalabad.

2016 - 2019: Visiting Lecturer, Government Postgraduate Islamia College, Faisalabad.

2016 - 2018: Visiting Lecturer, Government College University Faisalabad.

2017: Paper Checker, Board of Intermediate and Secondary Education (BISE), Faisalabad.

2014: Internee, State Bank of Pakistan - Banking Services Corporation, Faisalabad

  1. The Impact of Religiosity on Islamic Banking Adoption Intention: Examining Attitude and Perceived Shariah Compliance.
  2. Female Strategic Leadership as a Driver of Firm Performance: The Role of Employee Engagement, Organizational Commitment, Psychological Empowerment, and Organizational Culture. Bulletin of Management Review (2026).
  3. Artificial Intelligence-Based Risk Management Systems and Their Effect on Fraud Detection Effectiveness Through Data Analytics Capability. Journal of Management & Social Science (2026).
  4. Digital Financial Inclusion and Renewable Energy Adoption: The Mediating Roles of Access to Green Credit and Financial Literacy. Pakistan Journal of Social Science Review (2025).
  5. Exploring the Service Recovery Process in Travel and Tourism: A Developing Country's Perspective. TPM - Testing, Psychometrics, Methodology in Applied Psychology (2025).
  • Financial Stability
  • Banking and Financial Institutions
  • Financial Risk Management
  • Corporate Governance
  • Islamic Banking and Finance
  • Financial Technology (FinTech)
  • Sustainable Finance (ESG)
  • Artificial Intelligence in Finance
  • Corporate Finance

Education

2022-Present
PhD in Finance
COMSATS University Islamabad (Lahore Campus) - Working on thesis.

2016-2018
MS in Business Administration
National University of Modern Languages (NUML), Faisalabad Campus.

2015-2016
Public Finance Accountant (PFA)
Pakistan Institute of Public Finance Accountants (PIPFA), Pakistan.

2012-2014
M.Com (Finance)
Government College University, Faisalabad.

2017-2018
Bachelor of Education (B.Ed.)
University of Education, Lahore.

2010-2012
Bachelor of Commerce (B.Com)
University of the Punjab, Lahore.

 

Experience

2026 - Present: Nationwide Approved Trainer, Small and Medium Enterprises Development Authority (SMEDA), Government of Pakistan.

2025 - Present: Member, Curriculum Review Committee, Department of Management Sciences, The University of Faisalabad.

2025: Judge, Entrepreneurship Gala, The University of Faisalabad.

2025: Judge, Hult Prize - Campus Round, The University of Faisalabad.

2025: Organizer, International Conference on Building Sustainable Cities: Balancing Profit, People and the Planet, NUML Faisalabad.

2023 - Present: Program Coordinator, Department of Management Sciences, National University of Modern Languages (NUML), Faisalabad Campus.

2023 - 2024: Visiting Lecturer, The Millennium Universal College (TMUC), Faisalabad.

2021 - Present: Lecturer (BPS-18), Department of Management Sciences, National University of Modern Languages (NUML), Faisalabad Campus.

2020 - Present: Tutor, Allama Iqbal Open University, Faisalabad.

2020 - 2021: Lecturer and Deputy Departmental Exam Coordinator, RIPHAH International University, Faisalabad Campus.

2019 - 2020: Visiting Lecturer, Department of Management Sciences, University of Agriculture, Faisalabad.

2018 - 2020: Visiting Lecturer, Shiblee College for Women, Faisalabad.

2016 - 2019: Visiting Lecturer, Government Postgraduate Islamia College, Faisalabad.

2016 - 2018: Visiting Lecturer, Government College University Faisalabad.

2017: Paper Checker, Board of Intermediate and Secondary Education (BISE), Faisalabad.

2014: Internee, State Bank of Pakistan - Banking Services Corporation, Faisalabad

Publications

  1. The Impact of Religiosity on Islamic Banking Adoption Intention: Examining Attitude and Perceived Shariah Compliance.
  2. Female Strategic Leadership as a Driver of Firm Performance: The Role of Employee Engagement, Organizational Commitment, Psychological Empowerment, and Organizational Culture. Bulletin of Management Review (2026).
  3. Artificial Intelligence-Based Risk Management Systems and Their Effect on Fraud Detection Effectiveness Through Data Analytics Capability. Journal of Management & Social Science (2026).
  4. Digital Financial Inclusion and Renewable Energy Adoption: The Mediating Roles of Access to Green Credit and Financial Literacy. Pakistan Journal of Social Science Review (2025).
  5. Exploring the Service Recovery Process in Travel and Tourism: A Developing Country's Perspective. TPM - Testing, Psychometrics, Methodology in Applied Psychology (2025).

Interests

  • Financial Stability
  • Banking and Financial Institutions
  • Financial Risk Management
  • Corporate Governance
  • Islamic Banking and Finance
  • Financial Technology (FinTech)
  • Sustainable Finance (ESG)
  • Artificial Intelligence in Finance
  • Corporate Finance